We know that bankruptcy is not an easy choice. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 mandates that consumers receive financial counseling prior to the bankruptcy petition being filed and requires consumers to participate in a financial education course before debts are discharged. If you are filing bankruptcy with a spouse, both must attend the counseling and educational course. Consumer Credit Counseling Service has been approved* by the Executive Office of the U.S. Trustee (EOUST) to conduct Pre-filing counseling and Pre-discharge education within the Northern and Southern Ohio judicial districts. CCCS does not receive or pay fees or other consideration for the referral of clients.
*Approval does not endorse or assure the quality of an agency’s services.