Housing Counseling

CCCS is a HUD-approved housing counseling agency. If you're struggling to keep the home you have, we can help.

Default Housing Counseling
The thought of losing your home can be devastating.  An increasing number of clients from all income levels face the possibility of foreclosure.  Through confidential, one-on-one counseling sessions we will help you determine the cause of delinquency and understand your finances.  Our certified counselors can help you explore all the possible options and the potential consequences of each course of action, so that you can make better, more informed decisions. Together we will create an Client Action Plan for you to achieve financial stability.  

Our trained counselors will offer tips in dealing with your lender, provide information on avoiding scams that may cause you to lose your home, and explain how to avoid predatory lending.

To begin the default counseling process, click here to contact us by telephone, because time may be of the essence.  You may also prepare yourself ahead of time by completing the online worksheet and gathering your closing documents and recent correspondence for use in the counseling session.